RESIDENTIAL INSURANCE

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Renters

If you are renting an apartment or a house you will need an insurance policy to cover your belongings. Your landlord’s property insurance policy covers losses to the building itself. Your personal property and certain liabilities, however, are covered only through a renter’s insurance policy.  

Condominium

Condo owners are typically responsible for insuring just a portion of their property on their own. However, rules differ from complex to complex. It’s important to ensure you have proper insurance coverage. With a condo policy you will also have liability protection for bodily injury. Let Mendez & Associates guide you through what you need and want.

Homeowners

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Home ownership is generally the single most important investment most people will ever make. Homeowners insurance is protection for that most important purchase. Buyers have trusted Mendez & Associates with their most valuable assets. Whether you are refinancing or purchasing the home of your dreams, let us provide you with a competitive quote from one of our top rated carriers. We invite you to experience our world class customer service. All you have to lose is a high priced policy.

Flood

Did you know you are 5 times more likely to experience flooding than fire? In order to be covered for a flood you must carry a separate flood insurance policy. It is NOT part of your homeowner’s insurance policy. Whether you are required by your mortgage to carry flood or you just want to make a sound decision, contact our flood specialists and they will walk you through what is needed to obtain a flood policy. Remember, if it rains at your house you should probably carry a flood policy.  

Wind

Windstorm insurance covers wind damage that was caused by or driven by a windstorm. We want to work with consumers to make sure they are fully aware of the decisions they are making. At the end of the day, when a hurricane does come, we want to be sure that policy holders have a way to repair their homes.

We are a full service insurance agency with more than 50 years combined experience. Our goal is to find the policy that works best for you whether it is home, auto, health or other personal and commercial lines of insurance.

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